A Home Equity Line of Credit (HELOC) is an easy way to borrow money using your home’s value as collateral. Let’s look into how a HELOC works and whether this option is right for you. How Much Can You Borrow with a HELOC? The first step in deciding if a HELOC is right for you …
Category: Credit Tips
A Message About Forbearance From Benchmark’s Founding Partner
Stewart Hunter, Benchmark Founding Partner, shares his personal advice for you if you are considering mortgage forbearance. From the risks of forbearance to alternative solutions, Benchmark Mortgage is dedicated to helping you gets serious about how today’s decision can affect your future.
Can I Still Get A VA Loan With Bad Credit?
Unfortunately, it depends on the situation and reasons, so there is no simple answer for bad credit. A few potential reasons could be that you have experienced a divorce which led to a bankruptcy, mismanaged your finances, experienced job loss, or any other financial hazards. Your credit is calculated from many moving parts. The good …
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Credit Card Myths Uncovered
Advice can be helpful in many cases, but following misguided or erroneous advice, even when well-intended, can have a devastating impact. The same is true of advice on bolstering your credit score. Unfortunately, there is a variety of mistaken credit advice floating around that can actually make yours worse. Here are some common myths that […]
Opt-Out of Receiving PreApproved Credit Card Offers
Are you tired of having your mailbox stuffed full of unsolicited mail, including preapproved credit card offers or personal loan applications? Are you fed up with telemarketing calls just as you’re about to sit down to dinner? There is help out there! By visiting one website you can stop all that junk for 5 years. [...]